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    Foro Perspectives

      March 8, 2023

      Understanding Debt Capacity: What It Is and How To Calculate It

      It may not have grabbed the limelight like ChatGPT and rotisserie air fryers, but debt capacity was one of the hot topics of the past year. The reason? Soaring interest rates, which caused many business leaders to take a fresh look at the amount of debt on their balance sheets. Companies with high debt levels found that interest expenses were devouring their cash flow.  Loans come in many forms,...

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      March 2, 2023

      What Documents Are Required When Applying for A Commercial Loan?

      Thinking about taking the next step towards expanding your business with a loan? Financial Institutions require a certain amount of information to evaluate and determine your ability to successfully borrow and repay a commercial loan.  The larger the loan request, the more information you will need to get a commercial loan. In all cases, however, you must provide sufficient information so that...

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      February 23, 2023

      How To Value Your Business

      Whether you’re planning to sell your company, explore financing options or simply chart its progress, it’s essential to know its true value. These ideas could help you attach an accurate, useful dollar figure to your business.

      What is your business really worth? That’s a crucial question if you’re considering a sale of your company, and it can also be important if you’re seeking financing from a...

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      February 16, 2023

      Take Control By Knowing Your Business Loan Options

      Borrowing can be a smart move for your business, especially when you're in the early stages of growth. Lending partners can support you by providing fast access to capital, and in most cases, you won't have to give up any equity in your company.  But borrowing can also be a challenge! There are thousands of commercial lenders in the United States and many of them offer a diverse suite of...

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      February 9, 2023

      What Are Working Capital Loans: All You Need To Know

      If you’ve been in business for any length of time, you know profitability is key to success. But if you’re not managing your working capital effectively, your business could sink before profitability can give it a chance to swim. So when your working capital falls short, is it time to consider a working capital loan?

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      February 1, 2023

      Raising Capital During Economic Uncertainty

      Economic factors beyond your control may make access to loans harder for your business at some times than others. These tips could help ensure you have the capital you need to cover operating costs and power growth through every economic climate.

      Sometimes, it’s not you. It’s the economy.

      Even companies with solid track records and strong growth potential may find financing harder to come by...

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      January 19, 2023

      SBA Loan Requirements

      It’s been a tough few years for small business owners. You survived a global pandemic, and now you’re facing high inflation, interest rates that have risen sharply and the prospect of a slowdown that may tip over into a recession.In such an economic climate, many small businesses are struggling to secure the financing they need. In itself, this is nothing new. Access to funding has been a thorn...

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      January 11, 2023

      Guide To Acquisition Financing

      When your business reaches its limits in terms of organic growth, you’ll need to find new ways to expand — such as acquiring another business. This will be one of the most significant financial investments you’ll ever make, and it can be daunting to figure out the best way to raise financing. But don’t worry — we’ve got you covered.

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