Foro Perspectives

Economic factors beyond your control may make access to loans harder for your business at some times than others. These tips could help ensure you have the capital you need to cover operating costs and power growth through every economic climate.

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Sometimes, it’s not you. It’s the economy.

Even companies with solid track records and strong growth potential may find financing harder to come...

It’s been a tough few years for small business owners. You survived a global pandemic, and now you’re facing high inflation, interest rates that have risen sharply and the prospect of a slowdown that may tip over into a recession.In such an economic climate, many small businesses are struggling to secure the financing they need. In itself, this is nothing new. Access to funding has been a thorn...

When your business reaches its limits in terms of organic growth, you’ll need to find new ways to expand — such as acquiring another business. This will be one of the most significant financial investments you’ll ever make, and it can be daunting to figure out the best way to raise financing. But don’t worry — we’ve got you covered.

Need to inject some capital into your business? You have a couple of choices. You can borrow money from a lender (known as debt financing) or look for investors (known as equity financing).

When business owners determine their need for capital to take their business to the next stage, it's not only a daunting process but a lengthy one. 

Financing is among the most important resources for small and midsize businesses looking to ensure steady cash flow, purchase equipment, expand facilities, or acquire a competitor.

The current commercial lending process is outdated and inefficient, resulting in only 20% of small business loans being approved. Business owners often feel unsupported throughout the process and don't have an independent resource to help them navigate the complicated system. 

With inflation and interest rates on the rise, small and mid-sized companies are thinking twice about when and how to seek capital. At the same time, with economic uncertainty ahead, lenders are becoming increasingly selective.