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Find the right bank loan product to fit your business needs.*

We've partnered with the top financial institutions to provide you access to a full range of traditional commercial loan products. Learn more about which one is right for your business.

Term Loan


Standard loans with fixed monthly payments based on the total loan amount, plus interest over the repayment period. 

Term loans provide a lump sum of cash up front and are often granted to established business who can demonstrate sound financial statement and business performance. Borrowers agree to adhere to a fixed repayment schedule, based on a fixed or floating interest rate. term loans can be accompanied by a large down payment to help reduce the installment amounts and total cost of the financing.

  • Range: $1M-$100M
  • Amortization: 3-10 years (7%-15% per annum)
  • Pricing: SOFR, plus 2%-9%
  • Collateral: All fixed assets, equipment, etc...
Commercial Real Estate

Commercial Real Estate

Commercial real estate loans help a business purchase a new piece of property, such as a second office building, warehouse or manufacturing facility.

These loans are often sought by small businesses who are looking to purchase, expand or renovate their sites. Properties are defined as any location with income producing capabilities. Investors may include corporations, developers, partnerships, funds, trusts, and REITs.

  • Range: $1M-$100M
  • Amortization: 2 year bridge up to 30 year term
  • Pricing: Bridge: 4%-8%, Term: 7%-14%
Commerical Line of Credit

Commercial Line of Credit 

Lines of credit are loans that can be easily accessed by the business whenever needed.

These loans offer great flexibility for a business owner by providing the ability to drawdown or withdraw, repay, and withdraw again as needed. Revolver loans are not considered a term loan given they don't conform to a specific period.

  • Range: $1M-$100M
  • Pricing: SOFR, plus 2%-8% 
SBA Loans


SBA loans (i.e., term, real estate, and lines of credit) are part of a government program run by the Small Business Administration.

Most common programs are referred to as the 7(a) program, but we also help facilitate SBA 504 and USDA programs. SBA loans are applied for at banks or credit unions. That lender in return applies for a loan guarantee in which the government pays back the lender if a borrower defaults. Each SBA program has a defined purpose and eligibility requirements.

  • SBA 7(a) loans: the most common program, can be used for real estate, working capital, refinancing debt, and supplies for the company
  • SBA 504 loans: intended for businesses that need to purchase major fixed assets to help grow the business, such as office buildings
  • Microloans: small loan amounts with a maximum level of $50,000, can be used to help small businesses launch or expand

SBA loans require that you provide business collateral if you own 20% or more of the company. Therefore, you and your personal assets are accountable for paying back the loan if your company cannot. 

  • Range: $1M-$5M and require an equity contribution of 5%-25%
  • Pricing: up to Prime, plus 2.75% Floating
Accounts Receivable

Accounts Receivable or Factoring

Accounts receivable or factoring loans offer companies something as valuable as credit -- based on the the company's client credit profile, rather than the company itself.

These loans are typically related to a portion of the company's accounts receivable and can be considered either an asset sale or loan. Many emerging companies use this type of financing, as well as industries that are highly dependent on an efficient working capital timing cycle.

  • Range: $1M-$100M
  • Pricing: Daily advance rates equivalent to SOFR, plus 2%-17% depending on quality of underlying receivables
Asset Based Lending

Asset Based Lending

Asset based lending loans are revolving lines of credit or term loans that are secured by the borrower's assets.

Loans are specifically designed for mid-sized and large companies of varying types to support working capital, acquisitions, turnaround financing, capital expenditures, growth, refinancing and restructuring, buyouts, and for leveraged employee stock ownership plans, also known as ESOPs.

  • Range: $1M-$100M
  • Amortization: 3-7 years or 7%-15% per annual
  • Pricing: Varies: SOFR, plus 2%-9%
Equipment Term Loans

Equipment Term Loans and Leasing

Equipment loans are designed to facilitate purchasing expensive equipment or other assets needed for business operations.

Equipment may be considered any asset other than the real estate itself, such as office furniture, computer equipment, machines used in manufacturing, medical equipment, and company vehicles. Equipment loans are offered by both banks and alternative lenders, and are secured by the asset itself being financed.

  • Range: $1M-$100M
  • Pricing: Varies
Mezzanine Loans


Mezzanine loans typically blend debt and equity and provide the lender the right to convert to an equity interest in the company in the case of default. They hold a subordinate position relative to the senior lender on assets and can be ideal for acquisition and buyouts.

  • Range: $1M-$100M
  • Amortization: Varies, starting as low as 1%
  • Pricing: SOFR, plus 8%-12% (with possibility of warrants)
Trade & Purchase Order

Trade & Purchase Order or Trade Finance

Trade and purchase order or trade finance are generally used in emerging companies or companies requiring their inventory to be purchased or manufactured overseas.

Trade finance makes it easier for importers and exporters to conduct transactions through a trade deal.

  • Range: $1M-$100M 
  • Pricing: Varies, 4%-19%
Venture Debt & Growth Capital

Venture Debt & Growth Capital

Venture debt and growth capital is financing provided to early and growth state venture capital-backed companies. 

Funds are provided by technology banks and/or venture debt funds and are typically three-ot-four-year term loans or equipment leases. They are generally used for SAAS models, based on revenue and ARR traction for venture debt. 

These loans are typically related to a portion of the company's accounts receivable and can be considered either an asset sale or loan. Many emerging companies use this type of financing as do industries that are highly dependent on a very efficient working capital timing cycle.

  • Range: $1M-$50M
  • Pricing: Varies by structure

* The products and terms are provided for informational purposes only. Product availability and exact terms will vary by lender.

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